Website Terms and Conditions

Introduction

Welcome to APZOR. This website is operated by APZOR (Pty) Ltd (“APZOR”, “we”, “our”, or “us”). By accessing our website, browsing any section, submitting information via forms, or interacting with our content, you agree to the terms and conditions below.
If you do not accept these terms, please discontinue use of the site.

Use of Website
This website is intended for informational and promotional purposes relating to our products and services (including APZBNK, APZKYC, and APZEX). You agree not to misuse this site or its content in any way, including for fraudulent, illegal, or unauthorized purposes.
You may not:
• Attempt to gain unauthorized access to APZOR’s systems
• Transmit malware, phishing content, or harmful code
• Reproduce, copy, or use APZOR branding or documentation without written permission

Intellectual Property
All content, code, logos, graphics, product names, and documentation on this site remain the intellectual property of APZOR or its licensors. Unauthorized use or distribution is prohibited.

Disclaimers
All content is provided “as is” without warranties of any kind. APZOR does not guarantee the accuracy, completeness, or suitability of information posted. Financial, legal, or technical decisions should not be made based on website content alone.
Products displayed are intended for integration by regulated financial entities and not for direct consumer use.

External Links
We may link to third-party websites, partners, or clients (e.g. Zenpay.co.za). We are not responsible for the privacy practices, content, or security of those external sites.

Limitation of Liability
APZOR shall not be liable for any damages arising out of the use or inability to use this website or related materials — including direct, indirect, incidental, or consequential damages.

Governing Law
This website is operated in accordance with the laws of the Republic of South Africa. Any disputes shall be governed by South African law and fall under the jurisdiction of South African courts.

Changes to Terms
We may update these terms without prior notice. Continued use of the site signifies your acceptance of the most current version.

Contact Us
If you have any questions about these terms:
info@apzor.com