APZBNK Banking Services Platform

Launch wallets, savings, and payment flows in weeks.

Features

• Tiered wallet creation (FICA-compliant)
• Savings vaults and float tracking
• EFT, QR, ATM integrations
• Airtime, electricity, voucher payments
• Real-time wallet ledgering

    Benefits

    APZBNK powers modular, secure banking functionality for platforms targeting the unbanked, underbanked, and digital-first users.

    Use Cases

    • Retail wallet programs
    • NGO and grant disbursements
    • Embedded finance in digital ecosystems

    Live Use Cases

    • ZENPAY – A retail-focused digital wallet for underserved communities
    • TENETECH – Corporate disbursement platform for big and SME payments

    APZKYC Identity & Compliance

    Frictionless onboarding. Built-in compliance.

    Features

    • ID, selfie, and liveness checks
    • KYB with CIPC/UBO document handling
    • Watchlist and PEP screening (OFAC, UN, EU)
    • Tiered onboarding rules
    • Secure Citizen integration
    • Ongoing KYC refresh and monitoring

    Benefits

    An end-to-end verification system that supports full identity lifecycle management across fintech and regulated sectors

    Use Cases

    • Instant customer onboarding
    • Seamless KYC/KYB flows 

    Get Connected

    Book a Demo